Legal Notice and Identification Details
The following are the identification details of the website owner:
Name: Petr Sejba
Tax identification number (NIF): Y3417587P
Address: C/ San Miguel 25, 03193 San Miguel de Salinas, Alicante, Spain
Contact: https://sejba.es/contacto/
Website address: https://moneytoplist.com/
Privacy Policy
Last updated: 2 August 2025
This Privacy Policy outlines how we collect, use, and protect your personal data when you interact with our website, including both free and premium membership services. We are committed to safeguarding your privacy in compliance with applicable data protection laws.
Data Controller
The controller responsible for your personal data is the operator of this website: Petr Sejba (NIF: Y3417587P), C/ San Miguel 25, 03193 San Miguel de Salinas, Alicante, Spain.
For all data protection matters or if you wish to exercise any of your legal rights, please contact us using the contact form.
Purpose of Data Processing
We store the following personal information:
- Data you provide via the contact form, email, or other means: We use this information to respond to your enquiries.
- Chat data: For users engaging with the AI chat service, the content you provide within the chat may be logged. To ensure that our AI chat is functioning correctly, authorised personnel may review chat interactions.
- Comments: When you post comments on our blog.
- Data you provide via the newsletter subscription form (email address and your name): We use this information to send you the newsletter and address you by your name.
Legal Basis
Your consent, as expressed through the contact form, sign-up form, or forms in the client section.
Data Retention
Personal data will be retained for as long as necessary to fulfil the purpose for which it was collected and to determine any potential liabilities arising from that purpose.
Data Sharing and Third Parties
- OpenAI API: Our AI chat service is powered by the OpenAI API. By using the chat, your messages are transmitted to OpenAI’s servers and are subject to OpenAI’s own Privacy Policy and data handling procedures.
- Legal requirements: We may disclose information if required by law or in response to valid requests by public authorities.
User Rights Regarding Their Data
If you have shared your personal data with us, you can request an export file of the personal data we hold about you, including any information you have provided. You can also request the deletion of any personal data we hold about you. This does not include data we are required to retain for administrative, legal, or security purposes.
Cookie Policy
What Are Cookies?
This website uses cookies and/or similar technologies that store and retrieve information while you browse. These technologies serve various purposes, such as recognising you as a user, obtaining information about your browsing habits, or customising the way content is displayed. The specific uses of these technologies are detailed below.
What Types of Cookies Are Used on This Website?
- Technical cookies: Necessary for the proper functioning of the website.
- Analytical cookies: These cookies, managed by us or third parties, allow us to quantify the number of users and perform statistical analysis of how users interact with our services. This helps us improve our service offerings.
- Behavioural advertising cookies: These cookies, managed by us or third parties, analyse your internet browsing habits so we can show you advertising tailored to your browsing profile.
Cookies Used on Our Website
Changes to This Privacy Policy
We reserve the right to amend this Privacy Policy at any time. Changes will be posted on this page with an updated revision date. We encourage you to review this document periodically.
Terms of Service
Last updated: 2 August 2025
These Terms of Service (“Terms”) govern your use of our website and services, including free membership, premium membership, newsletter, blog comments, and AI chat functionality.
By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the website or use our services.
Membership
To access certain features of our website, you must register to become a member. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Important Notice About AI Chat
The chat feature is powered by artificial intelligence. By using this feature, you acknowledge and agree that:
- You are interacting with an AI system and not a real person
Intellectual Property
Our website and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or use any content from our website without our prior written consent.
User Content
By submitting user content to our website (such as comments on blog posts), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such user content for the purpose of providing and promoting our services.
You represent and warrant that you own or have the necessary rights to submit the user content and that the user content does not infringe upon the rights of any third party.
Acceptable Use
You agree not to use our website or services for any unlawful purpose or in any way that might harm, damage, or disparage any other party. Without limitation, you agree not to:
- Use the services in any manner that could disable, overburden, damage, or impair our website
- Use any robot, spider, or other automatic device to access our website
- Introduce any viruses, Trojan horses, worms, or other harmful material
- Attempt to gain unauthorized access to any part of our website
- Interfere with any other user’s use and enjoyment of the website
User Conduct
You are solely responsible for your interactions with other users of our website. We reserve the right, but have no obligation, to monitor disputes between you and other users.
Community Guidelines for Blog Comments
When posting comments on our blog, you agree to follow these guidelines:
- Be respectful to other members
- Do not post offensive, abusive, or harmful content
- Do not share personal information about others
- Do not spam or post promotional material
- Stay on topic and contribute constructively to discussions
Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the services will immediately cease. If you wish to terminate your account, you may simply discontinue using the services or contact us to request account deletion.
Limitation of Liability
In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
Disclaimer
Our services are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that:
- The services will function uninterrupted, secure, or available at any particular time or location
- Any errors or defects will be corrected
- The services are free of viruses or other harmful components
- The results of using the services will meet your requirements
AI Chat Disclaimer
We make no claims regarding:
- The accuracy of information provided by the AI
- The effectiveness of the AI chat advice
- The availability or uninterrupted access to the AI chat
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page and updating the “Last updated” date.
Your continued use of our website after any such changes constitutes your acceptance of the new Terms.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Spain, without regard to its conflict of law provisions.
Affiliate Disclosure
Some of the links on this website are affiliate links. This means that if you click on an affiliate link and make a purchase, we may receive a commission at no extra cost to you.
We only promote products and services that we believe are valuable and relevant to our audience. However, it is always your responsibility to evaluate whether a product or service meets your needs before making a purchase.
Our affiliate partnerships help support the content and services we provide.